Mr. Waffles was reputed to be made
of money, and he went at it as though he thought it utterly impossible to
get through it. He was greatly aided in his endeavours by the fact of its
being all in the funds--a great convenience to the spendthrift. It keeps
him constantly in cash, and enables him to 'cut and come again,' as quick
as ever he likes. Land is not half so accommodating; neither is money on
mortgage. What with time spent in investigating a title, or giving notice
to 'pay in,' an industrious man wants a second loan by the time, or perhaps
before, he gets the first. Acres are not easy of conversion, and the mere
fact of wanting to sell implies a deficiency somewhere. With money in the
funds, a man has nothing to do but lodge a power of attorney with his
broker, and write up for four or five thousand pounds, just as he would
write to his bootmaker for four or five pairs of boots, the only difference
being, that in all probability the money would be down before the boots.
Then, with money in the funds, a man keeps up his credit to the far
end--the last thousand telling no more tales than the first, and making
just as good a show.
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